*,*::before,*::after{box-sizing:border-box;margin:0;padding:0;}
html{scroll-behavior:smooth;}
body{font-family:var(--site-body);background:var(--site-stone);color:var(--site-ink);overflow-x:hidden;line-height:var(--site-leading-body);}
.page-header{padding-top:0;background:var(--site-stone);}
.page-header-inner{max-width:1140px;margin:0 auto;padding:4rem 2.5rem;}
.ph-eyebrow{font-size:var(--site-size-label);letter-spacing:0.25em;text-transform:uppercase;font-weight:600;color:var(--site-accent-ink);margin-bottom:1rem;display:flex;align-items:center;gap:0.75rem;}
.ph-eyebrow::before{content:'';display:block;width:2rem;height:2px;background:var(--site-stone);}
.ph-title{font-family:var(--site-display);font-size:var(--site-size-display);letter-spacing:0.02em;line-height:var(--site-leading-heading);color:var(--site-ink);margin-bottom:1rem;}
.ph-title span{color:var(--site-accent-ink);}
.ph-desc{color:var(--site-muted);max-width:520px;}
.calculator{background:var(--site-stone);padding:5rem 0 7rem;}
.container{max-width:1140px;margin:0 auto;padding:0 2.5rem;}
.label-tag{font-size:var(--site-size-label);letter-spacing:0.3em;text-transform:uppercase;font-weight:600;color:var(--site-accent-ink);display:flex;align-items:center;gap:0.75rem;margin-bottom:0.75rem;}
.label-tag::before{content:'';display:block;width:2rem;height:2px;background:var(--site-stone);}
.calc-layout{display:grid;grid-template-columns:1fr 1fr;gap:2px;margin-top:3.5rem;}
.calc-inputs{background:rgba(0,26,114,0.04);padding:2.5rem;border:1px solid var(--site-rule);}
.calc-field{margin-bottom:1.75rem;}
.calc-field label{display:flex;justify-content:space-between;align-items:baseline;font-size:var(--site-size-label);letter-spacing:0.2em;text-transform:uppercase;color:var(--site-muted);font-weight:600;margin-bottom:0.6rem;}
.calc-field input[type=range]{width:100%;accent-color:var(--site-accent-ink);cursor:pointer;}
.calc-results{background:var(--site-stone);padding:2.5rem;}
.calc-monthly{text-align:center;padding-bottom:2rem;margin-bottom:2rem;border-bottom:1px solid var(--site-rule);}
.calc-monthly-label{font-size:var(--site-size-label);letter-spacing:0.25em;text-transform:uppercase;color:var(--site-muted);margin-bottom:0.5rem;font-weight:600;}
.calc-monthly-value{font-family:var(--site-display);font-size:var(--site-size-section);color:var(--site-ink);line-height:var(--site-leading-heading);letter-spacing:0.02em;}
.calc-monthly-sub{font-size:var(--site-size-caption);color:var(--site-muted);margin-top:0.35rem;font-weight:300;}
.calc-breakdown{display:flex;flex-direction:column;gap:0.85rem;margin-bottom:2rem;}
.calc-breakdown-row{display:flex;justify-content:space-between;align-items:center;}
.calc-breakdown-label{font-size:var(--site-size-caption);color:var(--site-muted);font-weight:300;}
.calc-breakdown-value{font-size:var(--site-size-small);color:var(--site-ink);font-weight:600;}
.calc-disclaimer{font-size:var(--site-size-label);color:var(--site-muted);line-height:var(--site-leading-body);border-top:1px solid var(--site-rule);padding-top:1.25rem;margin-bottom:1.5rem;}
.btn-primary{display:block;text-align:center;background:var(--site-bronze);color:var(--site-paper);text-decoration:none;font-size:var(--site-size-caption);font-weight:600;letter-spacing:0.18em;text-transform:uppercase;padding:1rem 2rem;border-radius:2px;}
.btn-primary:hover{background:var(--site-bronze);}
@media(max-width:900px){.calc-layout{grid-template-columns:1fr;}}
@media(max-width:640px){.page-header-inner{padding:2.5rem 1.5rem;}
.container{padding:0 1.5rem;}}